ERP Artists Ltd, Harmit How to Improve Cash Flow: A Practical SME Playbook How to Improve Cash Flow: A Practical SME Playbook Late payments leave UK businesses owed an estimated £26 billion at any given time , affecting around 1.5 million businesses, or 28% of UK businesses, each year . The wider drag is almost £11 billion a... Odoo ERP SME finance cash flow late payments working capital 29 Aug 2026